If you’re here because money is missing, trust is broken, or you’re scared about what comes next, start with the “Need help right now?” box and then follow the decision path.
Need help right now?
National Problem Gambling Helpline (US) — 24/7
Call: 1-800-522-4700 • Text: 800GAM • Chat: ncpgambling.org/chat
Note: If you’re searching for “1-800-GAMBLER,” that number is not the National Problem Gambling Helpline number after September 29, 2025; use 1-800-522-4700 above for the national hub.
Immediate danger: call 911.
Emotional crisis or suicidal thoughts: call/text/chat 988.
You can contact these services for yourself or to get advice about how to help someone else.
Gambling problems are rarely “just about money.” They often involve urges, secrecy, shame, stress relief, and a cycle of losses and promises. This page is a practical starting point for people who gamble and for families trying to help without accidentally enabling the behavior.
- Start here: choose your situation
- What gambling disorder is
- Signs and red flags
- What to do today (24-hour plan)
- What to do this week (7-day plan)
- Treatment options in the US
- How to choose the right level of care
- Family support: boundaries, not battles
- If money is missing or debt is growing
- Practical tools: self-exclusion, blocking, bank controls
- How to find help near you
- FAQs
Start here: choose your situation
Pick the closest match. You can come back and follow another path later.
What gambling disorder is (plain English)
Gambling disorder (often called “gambling addiction” or “problem gambling”) is a behavioral addiction. The defining feature is continuing to gamble despite serious negative consequences, often alongside loss of control, escalating bets, and repeated failed attempts to cut back or stop.
Important: You do not need a formal diagnosis to seek help. If gambling is harming your life or your household, support is appropriate now.
Why it can feel impossible to stop
Many people describe a cycle: stress or trigger → urge → gambling → short-term relief or excitement → losses and guilt → stronger urge to “fix it” by chasing losses. Breaking the cycle usually requires both harm-reduction steps (reducing access) and support (therapy, peer support, or both).
Signs and red flags
Common signs (for gamblers and families)
- Chasing losses: trying to win back money by gambling more.
- Secrecy: hidden accounts, deleted apps, private browsers, unexplained transfers.
- Escalation: larger bets, more time, more risk to feel the same effect.
- Financial strain: missed bills, drained savings, payday loans, cash advances, borrowing.
- Emotional volatility: irritability, defensiveness, panic when confronted.
- Broken commitments: repeated promises to stop followed by relapse.
- Using gambling to cope: stress, anxiety, depression, loneliness, boredom.
High-risk situations (take seriously)
- Statements about self-harm, hopelessness, or “no way out.”
- Threats, intimidation, or violence in the home.
- Fraud, theft, or criminal behavior to fund gambling.
- Children’s safety or basic needs are impacted.
If you’re worried about immediate safety, call/text/chat 988 or call 911 for imminent danger.
What to do today (24-hour plan)
If you are the one gambling
- Contact support today: call/text/chat the National Problem Gambling Helpline and ask for local treatment and support options.
- Create friction: remove gambling apps, unsubscribe from promo emails, and reduce access to funds used for betting.
- Tell one person: choose someone safe and specific; ask them to help you follow a plan (not just “hold you accountable”).
- Choose one next step: attend one GA meeting (virtual is fine) or schedule an assessment with a licensed therapist.
- If you’re in emotional crisis: contact 988 right away.
Suggested next read: Treatment Options in the US.
If you’re a spouse, partner, parent, or loved one
- Get guidance for you: call the helpline and ask “What are the next safe steps for family members in my situation?”
- Pause financial rescue: avoid paying gambling debt without a structured recovery plan; emergency help can unintentionally extend the cycle.
- Protect essentials: prioritize rent/mortgage, food, utilities, and safe transportation; secure funds needed for those basics.
- Plan one conversation: keep it calm, specific, and time-bound; ask for one next action (helpline call, meeting, assessment).
- Get support: consider Gam-Anon or therapy for yourself to reduce isolation and clarify boundaries.
Suggested next read: Family Guide: How to Help a Loved One.
Short scripts you can use: “I’m not here to shame you. I’m scared about the impact on our family. I need you to call the helpline with me today and take one next step. If that doesn’t happen, I’m going to protect essential bills and stop giving you access to cash/credit.”
What to do this week (7-day plan)
This plan is designed to reduce harm quickly, then build a support structure that survives stress and cravings.
- Day 1–2: Pick a primary support channel (therapy, GA, or both) and schedule/attend the first session or meeting.
- Day 2–3: Reduce access (apps, sites, payment methods) and document household financial priorities.
- Day 3–4: Build accountability that is practical: a plan for paydays, triggers, and high-risk events (sports nights, weekends, boredom).
- Day 4–5: Family boundaries: decide what you will and will not do (e.g., no new loans, no covering gambling losses, no secret debt).
- Day 6–7: Set a “check-in structure” (weekly budget review, meeting schedule, therapy cadence, relapse plan).
If you want a more detailed version with scripts and boundary templates, route readers to your family pillar and tools hub.
Treatment options in the US
Many people improve significantly with consistent support. The best plan is usually a mix of (1) reducing access and (2) building skills and support to handle urges, stress, and triggers.
Therapy (often a strong foundation)
Therapy typically focuses on coping skills, relapse prevention, and rebuilding stability. Many clinicians use structured approaches such as CBT-style tools, motivational strategies, and family or couples work when relationships and finances have been impacted.
Deep dive: Therapy for Gambling Addiction.
Peer support (GA and family support)
Peer support is widely used because it reduces isolation and provides a repeatable structure. GA meetings are for people who want to stop gambling; Gam-Anon is for families and loved ones.
Next: Gamblers Anonymous: What to Expect and Gam-Anon for Families.
Programs (IOP, outpatient, inpatient)
When gambling is severe, frequent, or tied to safety risks or co-occurring conditions, people may need a higher level of care such as intensive outpatient programs (IOP) or residential care. A clinician can help match the level of care to the situation.
Co-occurring mental health and substance use
If depression, anxiety, trauma, or substance use are present, outcomes improve when treatment addresses those issues too. If you suspect self-harm risk, use 988 for immediate support.
How to choose the right level of care
Outpatient (often a good start)
- They can remain safe at home.
- They can attend weekly therapy and/or meetings consistently.
- Financial harm is being contained with boundaries and controls.
- Relapses happen but do not involve major safety risks.
Consider higher-intensity care (IOP/residential)
- Repeated relapses with escalating losses or dangerous behavior.
- Co-occurring severe depression, substance use, or instability.
- High conflict or unsafe home environment.
- Inability to function at work/school due to gambling.
Questions to ask any provider or program: “How do you treat gambling disorder specifically?” “What does relapse prevention look like in your program?” “Do you involve family sessions?” “How do you coordinate care for depression/anxiety/substance use if present?” “What are the total costs and cancellation policies?”
Family support: boundaries, not battles
Families often try to fix the problem by rescuing finances, pleading, or monitoring constantly. Those instincts are understandable, but they can turn into enabling, burnout, or constant conflict. Your goal is to protect stability and create conditions where recovery is more likely.
What usually helps
- Calm clarity: one conversation with a specific next step beats daily arguments.
- Boundaries: clear rules about money, honesty, and safety that you can enforce.
- Support for you: Gam-Anon, therapy, trusted friends, and practical help.
- Less secrecy: structured transparency (budget check-ins) rather than surveillance.
What often backfires
- Paying off debts repeatedly without a recovery plan.
- Threats you cannot or will not enforce.
- Shaming language that increases secrecy.
- Trying to “police” every action, which often escalates lying.
Next: Conversation Scripts and Boundaries vs. Enabling.
If money is missing or debt is growing
When gambling affects household finances, the priority is protecting essentials and reducing access to funds used for gambling. You can do this without turning your home into a battleground.
Immediate financial triage (essentials first)
- List essential bills for the next 30 days (housing, utilities, food, transportation, childcare).
- Secure funds for essentials in a way you control (separate account or bill-pay system, if appropriate).
- Turn on bank and card alerts for large transactions and cash advances.
- Pause new credit where feasible and monitor credit reports if you suspect secret debt.
- If theft or fraud occurred, document facts and consider professional advice; prioritize safety if confrontation escalates.
Boundary example: “I will pay household essentials directly. I will not give cash, cover gambling losses, or take new debt. If you want help, we can call the helpline together today.”
Practical tools: self-exclusion, blocking, bank controls
Tools do not create recovery by themselves, but they can reduce “easy access,” which often reduces harm and gives therapy/support a chance to work.
Common tools people use
- Self-exclusion: voluntary bans from casinos or sportsbooks (rules vary by jurisdiction and operator).
- Blocking: device, browser, router, and DNS-based approaches to reduce access to gambling sites and apps.
- Payment controls: bank/card alerts, transaction blocks where available, spending limits, and friction around cash access.
- Trigger plan: pre-decide what to do when urges hit (call sponsor, attend meeting, leave triggering environment, delay tactics).
How to find help near you
- Start with the helpline: ask for problem gambling resources and referrals in your state.
- Use official directories: FindTreatment.gov can help you locate treatment services; confirm availability directly with providers.
- Verify fit: ask if the provider treats gambling disorder specifically and how they handle relapse prevention and family involvement.
- Choose the next action: one appointment or one meeting within 72 hours is often more valuable than weeks of research.
If you plan to create state pages later, build them from verified state-specific helplines, self-exclusion programs, and local resources to avoid thin or duplicative pages.
FAQs
Is there a 24/7 US hotline for problem gambling?
Yes. The National Problem Gambling Helpline offers 24/7 call, text, and chat support and can connect you to local resources.
Can I call the helpline for my spouse/child/parent?
Yes. Family members and loved ones can contact the helpline for guidance, resources, and next steps.
Should I pay off gambling debt?
Repeatedly paying off gambling debt without a structured recovery plan can unintentionally enable continued gambling. Prioritize essentials, boundaries, and professional guidance.
What if they deny they have a problem?
Use specific observations (missed bills, secrecy, broken commitments) and make one concrete ask (call the helpline, attend a meeting, schedule an assessment). If they refuse, focus on protecting essentials and getting support for yourself.
Is Gamblers Anonymous only for “severe” cases?
No. GA is commonly used by people at many levels of severity who want to stop gambling. Many people start with a single meeting to see if the structure fits.
Does online therapy work?
For some people it can, especially when combined with practical access controls and peer support. Ask providers how they address gambling-specific triggers and relapse prevention.
How do we rebuild trust after gambling?
Trust typically rebuilds through consistent behavior over time, not promises. Many families use structured transparency (budget check-ins, shared plans) and therapy or family support to reduce conflict and relapse risk.
What if there are kids involved?
Prioritize stability and safety: ensure essentials are covered, reduce household conflict when possible, and seek support for yourself. If a child’s safety is at risk, escalate to appropriate local resources immediately.
Where can I find treatment near me?
You can use FindTreatment.gov and the National Problem Gambling Helpline for referrals and local resources; confirm availability directly with providers.
Editorial and safety notes
This page provides educational information. It does not provide diagnosis or emergency services. If you need urgent help, use the helpline and crisis resources listed at the top of this page.
If you monetize later (affiliate links), add a clear disclosure near the first monetized link and in the footer.
Suggested E-E-A-T fields to add later: “Written by” (credentials), “Reviewed by” (licensed clinician), and a “Sources” list (official organizations and clinical references).

