Job Description

MORTGAGE LOAN CLOSER I

WHAT IS THE OPPORTUNITY?

The Mortgage Loan Closer I is responsible for reviewing executed loan packages for accuracy and completeness. They are also responsible for funding the loan. The Mortgage Loan Closer I is also responsible for completing post-closing audits and issuing post consummation closing disclosures.

What you will do

• Ensures file and documents meet all applicable bank and compliance requirements.
• Communicate and respond to internal customers within 2 hours.
• Confirms all applicable wait periods have been met prior to funding.
• Confirms all prior to funding conditions have been satisfied.
• Completes a minimum of 8 files per day.
• Issues post consummation-closing disclosures within the allotted SLA.
• Completes post-close audits of recently funded loans.
• Follows up for trailing docs as needed.
• Verifies and inputs loan information accurately into loan origination system.
• Verifies the following information is correct, but not limited to: subject property address, wire information, insurance policy information, all fees, & the correct set-up of any impounds.
• Other duties as/or assigned by management.

Must-Have*

• H.S. Diploma
• Minimum 1 year recent closing/funding experience
• Minimum 1 year basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.

Skills and Knowledge

• Ability to identify and resolve problems in a timely manner.
• Strong attention to detail and accuracy.
• Ability to maintain high levels of performance, especially in stressful situations.
• Strong knowledge of federal/state regulatory policies and procedures. (TRID experience required)
• Excellent written and verbal skills.
• Excellent organizational skills.
• Ability to multi-task and work in a deadline driven environment.
• Proficient PC skills, including Microsoft Office and Loan Origination systems.

Compensation

Starting base salary: $22.27 - $33.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our .

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'

ABOUT CITY NATIONAL

We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.

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